Ode to My Chocolate Muffins

  At the risk of sending my bounce rate stratospheric (and lord knows it’s bad enough already) I just needed to do a post on my recent resounding baking success with my latest batch of dark chocolate muffins. Also it’s nice to have  a break from all things Sociological once in a while. Ignore the […]

On Not watching TV and Meditating Instead (a lifestyle experiment)

  The Dalai Lama of Tibet practices meditation four hours a day, the same length of time the average American spends watching TV. Now it’s obvious I’m not the Dalai Lama, and I’m reasonably certain I’m not his reincarnation born 40 odd years too early either, but like the DL I have recently tried to […]

Careers Advice for Teenagers Part One – Why You Can Never Do Enough to Make Yourself Employable

  So you’re 17 going on 18 and it seems like the end of A levels are ages away, but for some reason your damn tutors keep haranguing you about about preparing for your future career NOW. When it comes to career readiness, there is no such thing as enough, even if you are going […]

My Early Semi-Retirement Strategy

Unlike many other ERE (early retirement extreme) blogs I’ve included some fairly specific details about my income below. Having read quite a few of these blogs it really isn’t helpful that most of them don’t talk about their incomes because this makes it very difficult to assess how likely it would be for someone else […]

Five ways to spend less than £263K on housing over the next 32 years

The average twenty something in the UK will spend £263K on housing over the next 32 years of their life, and many will spend considerably more. What I find deeply offensive about this astronomical figure is the simple fact that the house below cost £3K and took only 10 days to build.   Given this, I think […]

Stop buying crap you don’t need now and retire 4 years earlier!

In this post I continue my statistical critique of the ordinary life of the everyday worker-consumer. This is done through comparing a hypothetical 35 year old who earns the median salary and has average expenditure to a hypothetical construction I call the frugal-consumer who spends as little as possible without completely cutting themselves off from […]

On the Social Ideology Ideology of the Motorcar (UK version, 2014)

One unexpected finding from my statistical analysis of average consumption patterns (E R E for infographsBLOGv3) is that an irrational addiction to the motorcar is the single most significant  factor which locks the individual into having to work until they are 68. Giving up the car and moving to within cycling (preferably walking) distance of work […]

Your mortgage or your life?

Following on from my realisation that the average income earner could retire at 52, I’ve started to analyse the relative importance of various categories of expenditure in preventing early retirement. Here, I look at housing. Given that housing represents the single largest life time expenditure item for most people in the U.K., getting your housing […]

The freedoms of living without money

I think learning to live with less money is a crucial life-skill that pertains to greater freedom, but here are two examples of people who have managed to live without money altogether… Based in the UK and author of the Moneyless Manifesto, Mark Boyle gave up money for more than 2 years in November 2008. […]

How the median income earner could retire at 52

Over the summer I worked out that a 35 year old earning the median salary could potentially retire at 52, if they just stop buying crap they don’t need now. In contrast, the expenditure levels of the average worker-consumer effectively tie them into working until the current standard retirement age of 68. This post is […]